Valuations

Unlock the true worth of your assets

Independent, inspection-led valuations for lending, financial reporting, insurance, tax, transactions and disputes, signed and sealed.

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Overview

A valuation is only as strong as the evidence behind it and the name signed beneath it. Our ESVARBON-registered valuers inspect every property, review its title documents and build each figure from current market evidence. They then sign and seal the report, so accountability is never in doubt.

We value land, residential, commercial and industrial property, and plant and machinery. Purposes include mortgage and loan security, financial reporting, insurance, mergers and acquisitions, compensation, taxation, probate, liquidation and sale or purchase decisions. Every report states its basis of value, assumptions and evidence in line with International and Nigerian Valuation Standards.

What's included

Physical inspection, measurement and photographic record
Review of title, survey and planning documents, with gaps flagged
Analysis of current comparable sales, rental and cost evidence
Market Value, Forced Sale Value, fair value or reinstatement cost, as the purpose requires
Clear statement of basis of value, assumptions and limitations
A full report signed by a registered valuer with their ESVARBON seal and stamp
Follow-up clarification for your lender, auditor or legal adviser

Who it's for

Banks, mortgage institutions and their borrowers
Companies, finance teams and auditors
Insurers, brokers and owners reviewing cover
Executors, families and legal practitioners
Investors, buyers and sellers
Government agencies and acquiring authorities

Valuations for every purpose

Mortgage & loan security
Market Value and Forced Sale Value of collateral, in the format your lender expects.
Financial reporting
Fair value of property and investment property for annual accounts (IFRS 13, IAS 16, IAS 40).
Insurance & reinstatement
What it would cost to rebuild, so you are neither underinsured nor overpaying.
Mergers & acquisitions
Independent asset values to support pricing, due diligence and negotiation.
Compensation
Claims where land is acquired or rights revoked, including unexhausted improvements.
Tax, probate & estates
Defensible values for tax, estate inventories and fair distribution among beneficiaries.
Litigation & disputes
Independent valuation evidence and expert reports for courts and arbitration.
Sale & purchase advice
Know what to ask, what to offer and when to walk away.
Liquidation & forced sale
Realistic values where a sale must happen within a limited marketing period.
Rent & lease review
Market rent assessments for new lettings, reviews and renewals.

Documents to have ready

Clear copies are fine to start. We may ask to see originals or run a registry search.

Title document: C of O, registered Deed of Assignment, Governor's Consent, Letter of Allocation, or excision/gazette details
Registered survey plan, with charting details if available
Approved building plan or planning permit
Recent Land Use Charge or tenement rate receipts
Tenancy schedule and leases, for let property
Your lender's valuation instruction, for mortgage valuations
Previous valuation reports or fixed asset register, for financial reporting
Owner or company identification (CAC documents for companies)

How a valuation works

01
Instruction
Tell us about the property, why you need the valuation and who will rely on it. We confirm the right basis of value and, for lending, your lender's requirements.
02
Document review & fee quote
Send copies of your title and supporting documents. We flag any gaps and send an engagement letter with the scope, fee and delivery date.
03
Inspection
A valuer visits at an agreed time to inspect, measure and photograph the property, noting its condition, services, access and boundaries.
04
Research & analysis
We gather current sales, rental and cost evidence and apply the right method, reporting Market Value and Forced Sale Value where needed.
05
Signed & sealed report
You receive a full report signed by an ESVARBON-registered valuer with their seal and stamp, sent to you or directly to your lender.

Common questions

How much does a valuation cost?

It depends on the purpose, property type, size, location and complexity. We quote in writing after reviewing your documents, and the fee is agreed in our engagement letter before any inspection takes place.

How long does a valuation take?

We confirm a delivery date in your quote. Single properties with complete documents move fastest; portfolios, plant and machinery and specialised property take longer. The most common causes of delay are site access and missing documents.

Will my bank accept your report?

Each lender decides which valuers it accepts, and many keep an approved panel. Tell us your lender when you instruct us and we will confirm acceptance before you pay anything.

What is ESVARBON, and why does it matter?

The Estate Surveyors and Valuers Registration Board of Nigeria is the statutory body that regulates the profession. Only registered practitioners may practise as Estate Surveyors and Valuers, and they issue a personal seal and security stamp for reports, so a sealed report tells you an accountable professional signed it.

What is the difference between Market Value and Forced Sale Value?

Market Value is the price a property should achieve between a willing buyer and seller after proper marketing. Forced Sale Value reflects a sale under pressure or a shortened marketing period, so it is usually lower. Lenders often ask for both.

Do you work outside Lagos?

Yes. Our office is in Victoria Island, Lagos, and we take instructions nationwide. Any travel costs are shown in your quote before you instruct us.

Will you inspect the property?

Yes. We inspect and measure a property before we sign a value for it. If a restricted or desktop valuation is appropriate, we agree that with you in writing and state it clearly in the report.

Can you value land that has no C of O?

Yes. We value the interest as it actually stands, whether Deed of Assignment, excision, gazette or awaiting regularisation, and state the title position clearly. If your lender needs perfected title, our Land Administration team can help you get it.

Is my information kept confidential?

Yes. Your report is addressed to you and any parties you name, such as your bank. We do not share your information or report without your consent, unless the law or our regulator requires it.

Explore our other services

Property & Facility Management

Tenants, rent, maintenance and facility services managed to protect both your income and your building's long-term value.

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Estate Agency

Sales, lettings and acquisitions priced from market evidence, with documents reviewed before any property is marketed.

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Feasibility & Viability Appraisal

Test demand, costs, returns and risk before you build, buy or lend, independently appraised and clearly reported.

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Need a valuation your bank will rely on?

Send us the details today. You'll get a written fee quote and inspection date from a registered valuer.

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